Top Law Guide

Taking Legal and Financial Actions After a Car Accident

During a car accident, there’s a high possibility that you will gain some injuries. You might not even be emotionally stable minutes after it. However, if you are still well enough to think and take action, remember that there are things you need to do.

Any legal advisor like Hansen Injury Law will tell you that you need to settle all your financial and legal responsibilities as soon after the accident as you can.

Here are the legal actions that you need to take:

  1. Remain silent about who is at fault.

The most common mistake litigants do is admitting or taking the blame for the accident. In the rules of evidence, statements taken outside of the court or what they called as “hearsay” are not allowed. However, an admission is an exception. A simple apology can be used potentially against you.

  1. Take note of the other driver’s statements.

A tablet, smartphone, or any electronic device can be helpful for making voice records in the scene of the accident. So gather information about the car accident as much as you can. As an initial step, take note of the name of the other driver, his address, insurance information, and license number.

  1. Preserve evidence.

Take note of road descriptions, the weather condition, and the traffic. Moreover, get the contact information of the witness and take pictures of the vehicles. A video of the accident is one of the best evidence you can have. You should also make sure to take note of the names of the police officers in charge of the scene to get copies of the reports later on.

  1. Seek medical attention.

Never forget to seek immediate medical assistance if you or other passengers are injured. You don’t want the defendant’s lawyer to dismiss the severity of the injuries you have had in the accident based on the fact that you didn’t seek immediate treatment.

  1. Contact your personal injury lawyer.

You will be vulnerable to the opposing side’s insurance company’s tactics. Your adjuster may be pushed to his limit to accept an unfair settlement or to waive your rights. To avoid these, make sure to consult a lawyer before signing anything related to the accident.  A personal injury lawyer will help you in settling the case and getting the compensation you deserve.

Here are financial actions that you need to take:

  1. Report the accident to your insurance company.

You need to report the accident along with important details about the property damaged and injuries incurred as soon as possible. It doesn’t matter if the accident is your fault or not. Your car’s insurance company may not honor your claims if you don’t report the accident within a reasonable time.

  1. Read your policy.

Ready your automobile policy thoroughly. It will allow you to understand the coverage of your insurance, your responsibilities, and your rights. If you don’t have a copy of your policy, you can ask your insurance agent or your claim adjuster for a copy. It will be easier for you to understand the process of the claims if you know the details of your insurance policy.

Conclusion

Be mindful of the things mentioned above. You don’t want to get the short end of the stick when you encounter a car accident in the future.